What Do You Do If You Can not Spend Your Parking Ticket?
Nothing is more annoying than walking up to your car and seeing a parking ticket on the windshield. We have all been there. The one thing worse is when the ticket is due in a few days and you don’t possess the funds to put out money it. Then you genuinely start to regret not paying attention to the parking signs. If you pay late you will get charged serious late fees and may also end up in court. So what does one do?
Option #1: Ask the city or even town for an extension or perhaps hardship waiver
Some cities and towns will allow you to extend the amount of time you’ve to pay. Some can even will lower the total amount of the ticket in case you are able to show that you don’t possess the funds to pay the ticket. This’s known as a hardship waiver. They way to do this’s different in every town and city. So, you will want to find the site for parking enforcement agency listed on your ticket and find a phone number to call. Then, ask them if there is an effective way to get an extension or get a hardship waiver.
Option #2: Borrow money from friends or relatives
The next best option is to borrow money from friends or family since they probably will not charge you any interest. The downside here’s it is embarrassing to borrow money from family and friends. This is particularly true if you have to borrow from a family member you’ve a strained relationship with. If you do borrow from friends or perhaps family be sure to pay them bask once you are able to. I once borrowed money from a cousin and forgot to repay him for a couple of months after I said I would. There is still some tension to this day about it.
Option #3: Ask your boss for an advance on a new paycheck
This is another way to get the funds you need without paying any interest. NJMCDirect are going to let employees receive their next paycheck early on if the employee needs the money. It’s embarrassing asking the boss of yours for this, but it also beats paying a big late fee on your parking ticket or even getting dragged in front of a judge. Make sure you ask great and do not get your hope up exorbitant — many employers will not prepared to do this.
Option #4: Get a Cash Advance / Payday Loan
A cash advance (also known as a payday loan) is a short-term loan that you pay back on your next payday. You are able to get these at storefront lenders in the neighborhood of yours, or else you can get them online. As a general rule, it is going to make so sense to get a cash advance if you cannot use options #1 through #3 and also the price of the loan is under the cost of the late fee for the parking ticket. For example, if the late fee on the ticket it hundred dolars and you pay $20 interest on the loan, then it will probably make sense to get the funds advance. You’ll want to check with your lender to make certain you understand the terms of your loan though.
Bear in mind you would never have gotten a parking ticket in case you did not park illegally. You must take away from the entire experience you have to always be careful where you park and just how long you leave the car of yours there. Luckily there are techniques to help you out once you’re in the position of not affording the ticket. Nevertheless, the best solution to every problem is usually to avoid the problem in the first place.